Mortgages, Simplified.
Get the guidance you deserve.
Hi, I'm Colleen, a Victoria, BC mortgage broker who believes getting a mortgage shouldn't feel confusing or stressful. Whatever your situation, I'll walk you through your options with transparency and care.
Mortgage Services
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Pre-approval is where your home journey really begins, and I'm here to walk you through it. I take the time to understand your unique situation and make sure you have exactly what you need to move forward with confidence.
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Renewing your mortgage is more than just signing again, it's a chance to revisit your goals and explore what might work better for you now. I'll do the legwork comparing lenders and options so you can feel confident you're getting the right mortgage at renewal.
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Refinancing can be a really powerful tool depending on where you're at financially, whether that's lowering your rate, tapping into your home equity or consolidating debt. I'll take a close look at your current mortgage and walk you through whether it makes sense for you and what it could mean for your long term picture.
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A reverse mortgage lets homeowners 55 and older turn the equity in their home into tax free cash, without selling, without moving and without making monthly payments. You stay in your home, you keep ownership and the loan is simply repaid when you sell or no longer live there.
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Whether you're buying your first investment property or adding to an existing portfolio, I'll help you navigate the financing side with a clear head. We'll look at your goals, explore your options and make sure the numbers actually work for you.
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Working for yourself is something to be proud of and it shouldn't hold you back from buying a home. I specialize in helping self-employed clients work through the nuances of income documentation and lender requirements so you can move forward with confidence.
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Starting fresh in a new country is exciting and finding the right home is a big part of settling in. I'll take the time to understand your situation, walk you through your mortgage options and make sure the whole process feels manageable and clear.
Are you a first-time homebuyer?
If you want to understand the home buying process and what incentives are available to you, I'd love to connect.
★★★★★
Google Reviews
“Colleen was a joy to work with. Very communicative, quick to respond, professional, patient and understanding. She was especially helpful to me as a first-time home buyer navigating the process for the first time. She was always happy to answer my many questions and helped me feel at ease. Buying a home for the first time is stressful and can be a long process, and Colleen not only navigated me through, but also gave me more understanding and knowledge and helped me feel more confident. I really appreciated coming out of the experience with that confidence!”
— Anna J.“Colleen helped us find a mortgage for our first home purchase in April. We couldn’t be happier with her service! She was incredibly responsive and generous with her time. She also secured us an attractive rate while working around nuances with the application as well as a very quick close timeline. I would recommend Colleen to anyone if you’re looking for a mortgage on a new home!”
— James E.“I had an excellent experience working with Colleen Haslett at The Independant Mortgage Company. She is incredibly knowledgeable about the mortgage process and provided personalized guidance that made securing a loan a stress-free process. Whether you're a first-time homebuyer or refinancing, Colleen got me the best mortgage rates. She is an incredibly trustworthy and reliable mortgage broker. I highly recommend her to anyone, she saved me thousands of dollars in interest!”
— Marquis D.